Bay Area homeowners could lose insurance coverage for having this 1 outdated electrical system

California homeowners are facing challenges with homeowners insurance due to risks associated with knob-and-tube wiring, an outdated electrical system prevalent in older homes. Insurers view this wiring as a liability, leading to higher premiums or policy cancellations. While some homeowners argue that K&T is safe, insurance companies maintain it poses a fire risk. Homeowners are advised to inspect their wiring, consider upgrades, and shop around for coverage to avoid potential issues. Taking proactive steps can help mitigate risks and ensure insurance coverage.