California Offers $150K Down Payment Aid

Dream For All Shared Appreciation Loan: state-funded help for down payment and closing costs for first-time buyers.
Provides up to 20% of purchase price, capped at $150,000; 0% interest and no monthly payments.
Repay when sold, refinanced, or transferred: original amount plus shared appreciation, typically 20% or 15% at or below 80% AMI.
Eligibility includes first-generation rules, CA residency, county income limits, and generally a minimum 660 credit score.
Next round uses a lottery; registration scheduled February 24, 2026 to March 16, 2026, 5:00 p.m. PST.